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IllinoisFinance

Associated Bank provides $21 million construction loan for office-to-residential conversion in Chicago

October 29, 2025
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Photo courtesy of Associated Bank.

Associated Bank completed a $21.14 million construction loan for Wildwood Investments, LLC, and Concord Capital to convert an existing 93,707-square-foot retail/office building at 230 E. Ohio St. in Chicago into 72 multifamily units.

The seven-story property will offer a mix of studio, one- and two-bedroom units with an average size of 811 square feet. Existing first floor retail, which includes Dao Thai Restaurant & Noodle Palace, Eye Society and YA Skin Studio, will be open throughout construction. Located in what’s known as the Streeterville area, Lake Michigan and the Ohio Street Beach are three blocks east of the building, and Michigan Avenue is one block west. Construction completion is expected December 2026.

Wildwood Investments LLC is a boutique development, investment and advisory firm focused solely on multifamily real estate. Based in Chicago, Wildwood specializes in the development of new construction apartment projects in Chicago ranging from 40-100 units in a sponsor capacity. For larger projects, Wildwood forms joint venture relationships.

Concord Capital is a Chicago-based real estate investment and development firm specializing in multifamily and adaptive reuse projects. The vertically integrated company manages all service lines in- house, including construction, leasing and property management. While Concord Capital’s current strategy is focused on the Chicago market, the firm has previously invested across multiple regions, including Texas, Michigan, Wisconsin, Kansas City and Indiana.

Elizabeth Hozian, a senior vice president with Associated Bank’s Commercial Real Estate group, handled the loan arrangements and closing.

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Associated BankfinanceIllinoismultifamily
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