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MichiganFinance

Merchants Capital provides key financing for Michigan mixed-income housing development

December 8, 2025
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Rendering courtesy of Magnus Capital Partners.

Merchants Capital provided $74.1 million in debt and $16.7 million in low-income housing tax credit equity financing for HōM Flats at 28 West Phase 3, a new mixed-use, mixed-income workforce housing development in Wyoming, Michigan, developed by Magnus Capital Partners. 

Merchants Capital secured a $30.6 million Freddie Mac 4% unfunded forward tax-exempt loan (TEL), $16.7 million in 4% LIHTC equity financing and a $43.5 million construction bridge loan provided by Merchants Bank for the development.

Pioneered by Magnus Capital Partners, the HōM Flats brand represents a series of communities built in strategic locations to foster thriving neighborhoods. The brand also connects local employers and small businesses with residents by offering workforce housing opportunities through its Preferred Employer Program and driving local business patronage through its PASS Partner Program.

Part of the City of Wyoming’s City Center redevelopment plan, HōM Flats at 28 West Phase 3 adds a residential community adjacent to 28 West Place, a walkable shopping area, and connects to an extensive trail system, a pedestrian bridge and Courtside by HōM Flats, a seasonal food truck park. The project also signals a major step forward in the City of Wyoming’s architectural evolution. While not a “high rise,” a new five-story building will add height and presence to an otherwise flat 28th Street landscape.

Affordability will be maintained for 162 mid-rise residential units, which will be restricted between 40% – 80% area median income (AMI).  Thirty-eight market rate units will also be added to the multi-phase initiative, which introduced and leased 226 units in Phase 1 and 160 units in Phase 2.  

Asset management and real estate investment firm Magnus Capital Partners has developed five HōM Flats workforce housing communities. The firm has over $1 billion in investments to date, including value-add and multifamily and commercial property development throughout the United States.

Upon completion, HōM Flats at 28 West Phase 3 will include 63 one-bedroom units, 114 two-bedroom units, 23 three-bedroom units and 8,894 square feet of ground floor commercial space within four elevator-serviced buildings. A childcare center, Grō Childcare Academy, will be included in the commercial space, with residents receiving priority enrollment. 

Unit amenities include key fob entry, luxury vinyl tile flooring, walk-in closets and full-size washer and dryer. Fully equipped kitchens with pendant lighting, custom cabinetry, kitchen island, garbage disposal and stainless-steel appliances, including refrigerator, dishwasher, built-in microwave and self-cleaning oven will also be included.

Residents will have access to indoor bike storage, a fitness studio with free classes, rooftop terraces, walking paths, indoor and outdoor dog park, dog washing stations, community room, indoor and outdoor children’s play areas, outdoor green space, secure package delivery room, resident café with free coffee, remote workspace with free printing, game room, art studio and on-site management.

The HōM Flats at 28 West Phase 3 site is within walking distance of eight public bus transit stops and sits on M-11, a major transit corridor in West Michigan. It is in close proximity to three grocers, two pharmacies, medical providers and hospital systems, a public park, library, schools, banks and higher education institutions.

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financemerchants capitalMichiganWyoming
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